Independent Capital Management

INDEPENDENT ADVICE YOU CAN TRUST

As a full-service financial consulting and management firm, we are dedicated to helping our clients build wealth and preserve their hard-earned assets. 

Our firm is completely independent, so our loyalty belongs exclusively to our clients, not to a parent company.  Our independence enables us to establish working relationships with a large number of industry-leading brokerage firms and insurance providers whose products we leverage to create customized client portfolios. 

We recommend only those products and services that can be tailored to suit our clients' unique needs.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Hot Topic: 2010: The Year of the Roth Conversion?

Starting in 2010, anyone, regardless of income, can convert retirement plan assets to a Roth IRA.

How Health-Care Expenses Could Affect Your Retirement Lifestyle

Given the discussion over the future of U.S. health care, is it time to recalculate how much money you will need to pay for medical care in retirement?

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

Get to Know Your Beneficiaries

It's a good idea to review your beneficiary designations on a regular basis to help ensure there is no debate over who will inherit your retirement assets and receive your life insurance benefits.

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